How I Paid Off $40k in Debt Using Time Blocking

"I didn't find more time. I just stopped losing the time I already had."

Between a demanding full-time job and a growing pile of debt, I felt like I was drowning. I kept telling myself I didn't have time to start a side hustle.

The Audit

I spent one week tracking every minute of my day. I was shocked to find I was spending over 15 hours a week passively scrolling on my phone or watching TV to 'decompress'.

The Strategy

I started time blocking. I scheduled my side hustle work like doctor's appointments. Two hours every Tuesday and Thursday evening, and four hours on Saturday morning. Within 18 months, that side hustle paid off all my debt.

The Key Lesson

If it's not on the calendar, it doesn't exist.